Bihar Student 4 Lakh Loan Scheme: Hello friends, Bihar government launched a revolutionary scheme for state students Of which helps them fulfill their educational dreams. Bihar Student Credit Card Scheme (Bihar Student Credit Card Yojana) Under the state students now Education loan up to Rs 4 lakh Can get it. The purpose of this scheme is to ensure that the education of any qualified student is not left incomplete only due to lack of money.
In this article, we are providing complete information of this scheme to you in simple language – such as its List of benefits, eligibility, required documents, application process, coursesAnd Loan repayment rulesIf you are a student of Bihar and want to get higher education, this scheme is a golden opportunity for you.
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Bihar Student 4 Lakh Loan Scheme: Overall
| Article name | Bihar Student 4 Lakh Loan Scheme |
| Article Type | Sarkari yojana |
| Useful | 12th pass students |
| Mode | Online |
| Benefits | UPTO 4 Lakh |
What is Bihar Student 4 Lakh Loan Scheme,
Bihar Student Credit Card Scheme There is an initiative of the state government that students Education loan as financial assistance Provides Eligible students under this scheme Loan up to Rs 4 lakh Can get it. Students use this amount Tuition fees, books, laptops, hostels and other academic expenses Can do for
Operation of this scheme Education department, department and development departmentAnd Labor processing department Let’s do it together. This scheme to the youth of Bihar To become self -sufficient and take steps towards a better future Gives a chance of
Bihar Student 4 Lakh Loan Scheme What is the purpose of?
Bihar Student Credit Card Scheme Main thinking It is that any qualified student only Shortage of money Due to Do not be deprived of your studies. Government makes students financially competent Higher education opportunities She wants to give, so that they can contribute to the development of society and country.
Bihar student loan Bihar Student 4 Lakh Loan Scheme Main advantage of
No guarantee loan:
Students education loans up to Rs 4 lakh under this scheme Bail or guarantee Get
Valuable for all types of courses:
The scheme is applicable for engineering, medical, management, nursing, polytechnic, pharmacy, law, BA, B.Sc, B.com, MA, M.Sc, and other educational courses.
Rebate in interest rates:
- Low interest rate for general students.
- 0% interest rate for women, disabled and transgender students,
Enough time to repay the loan:
To repay the loan to students 5 to 7 years time It is given, so that there is no immediate financial burden on them.
Simple application process:
Due to the government scheme, students Complex process of banks Do not have to go through
There is no obligation of income limit:
The family income limit has not been set to take advantage of this scheme.
Bihar Student 4 Lakh Loan Scheme – Eligibility Criteria
- Applicant Permanent resident of Bihar Should be.
- Student 12th pass Have done and in a recognized institution Admission for higher education Have taken
- Age of student applying 18 to 25 years Should be between
- The student is studying in a government, private or semi -government college or university.
- Students who Already taking advantage of any other government scholarship or loan schemeThey will not be eligible for this scheme.
What type of course this Bihar Student 4 Lakh Loan Scheme Are you valid in?
Under this scheme, students can get a loan for the following courses:
- Engineering and Diploma Course: B.Tech, M.Tech, Diploma
- Medical and Health: MBBS, BDS, Nursing, Pharmacy, Paramedical
- Management Education: MBA, BBA, Hotel and Tourism Management
- Law related course: LLB, llm
- General Bachelor’s and Masters Courses: BA, B.Sc, B.Com, MA, M.Sc, M.Com
- Teacher Training Course: B.Ed, M.Ed, D.EL.Ed
- Technical and Computer Course: BCA, MCA, web designing, graphic designing
- All other Professional and technical courses
Bihar student loan Bihar Student 4 Lakh Loan Scheme Documents required for
While applying online, the documents below will be required:
- Aadhar card (Both students and parents)
- 12th marksheet
- College admission letter or admission certificate
- Address proof
- Photo copy of bank passbook
- Marksheet of previous education
- Passport Size Photo
- Mobile number and email id
Bihar Student 4 Lakh Loan Scheme – Step by step guide
- First of all, you will have Bihar Student Credit Card Scheme official website will go on – 7nishchay-yuvaupmission.bihar.gov.in
- Going to the homepage “New Applicant Registration” Click on the option.
- own Name, mobile number and email id Register and register.
- Came on mobile number Verify OTP.
- Now you have to select the plan for which you are applying (choose the “Student Credit Card” here).
- After opening the application form, fill all the necessary information and upload the documents.
- Final form Submit Do and keep a print out safe.
What is the process of repaying the loan?
The process of repaying the loan in this scheme Very convenient and flexible Is:
- As soon as students complete their studies, they 1 year time They are given so that they can find a job.
- If the student gets a job within 6 months, then he Interest with payment Can start.
- If the student takes time to get employment, then they Exemption from interest for one year Is given.
Some important things that keep in mind:
- This scheme is only for students of Bihar.
- Keep all the documents ready before applying.
- Do not give any information wrong while applying, otherwise the application may be rejected.
- If the students leave the plan in the middle of the course, they may have a provision to repay the loan immediately.
Bihar Student 4 Lakh Loan Scheme: Important Links
conclusion –
Friends, Bihar Student 4 Lakh Loan Scheme There is a commendable initiative of the state government, which Youth strengthens the field of education Is doing the work of giving. Students through this scheme Accessible loan, low interest ratesAnd Aid without guarantee They are given so that they can fly their dreams.
If you are also a student of Bihar and Your financial condition is coming in the way of studies, so this scheme is your There is a great opportunity for. Apply today and move towards your bright future.
If you find this article useful, share it and help others as well. If there is any question, then comment below and ask – we are ready to help you!
Important FAQs – Frequently Asked Questions
Question 1: Does this scheme require guarantor?
Answer: No, students in this scheme Without guarantee A loan of up to Rs 4 lakh is given.
Question 2: Which bank does the loan amount meet?
Answer: Loan amount like banks like scheme Bihar State Co-operative BankAnd it is given through other associate banks.
Question 3: Is this scheme only for government college students?
Answer: No, benefit of this scheme Government, private and semi -government colleges/universities Students studying in, can be recognized provided they are recognized.
