Mudra loan online apply: If you someone New business starts Want to do or your Increase old business Want but this dream has remained incomplete due to lack of money, so there is no need to worry now. Central government Pradhan Mantri Mudra Yojana 2025 (PM Mudra Loan Yojana 2025) has brought a great opportunity for you. Under this scheme, the government you From 50 thousand to 10 lakh rupees The loan provides on very easy conditions.
The most special thing about this scheme is that now you do not need to visit the bank. Full application and loan dispensary process has become digitalThat is, sitting at home, you can apply for a loan and the loan amount will be transferred to your account. Let us know through this article Mudra loan online apply What is, how to apply for this, what is eligibility, what are the necessary documents, and what are the benefits of this scheme.
Mudra Loan Online Apply Overview
| Name of the scheme | Pradhan Mantri Mudra Loan Scheme 2025 |
|---|---|
| Article name | Mudra loan online apply |
| Loan limit | From 50,000 to 10 lakh rupees |
| application procedure | Both online and offline |
| Application fee | Zero |
| Eligibility | Any citizen of India |
| Beneficiary class | Self -employment, startup, msmes |
| Interest rate | About 10% per year |
| Tenure | Up to 5 years, dependent on bank policy |
| Official website | www.mudra.org.in |
Benefits of Mudra Loan Online Apply
The following major benefits are received under this scheme:
- You very much low interest rates Can get loan on
- Any No need for security or guarantee Happiness
- Through digital process Application at home Can be done
- For loan No processing fees Is
- You Business, service, trading or manufacturing Can use this loan for any type of work
- From this scheme Promotion of self -employment across the country Are getting
Mudra Loan Online Apply Types
The government has divided the loan into three categories under the Mudra Yojana so that applicants can choose the appropriate loan as per their needs.
| Category | Loan amount |
| Infant loan | Up to ₹ 50,000 |
| Teen loan | ₹ 50,001 to ₹ 5 Lakh |
| Tarun Lone | From ₹ 5 lakh to ₹ 10 lakh |
Infant loan For those who want to start a completely new business. Teen loan For those who are already doing business and want to expand him. There itself Tarun Lone It is for businessmen on a large scale.
Eligibility for PM Mudra Loan
If you want to take advantage of this scheme, then it is necessary to fulfill the eligibility given below:
- Applicant Citizen of India Must be
- Age of applicant Over 18 years Should be
- Business clear and practical Business plan Must be
- Applicant already Bank defaulter Should not fall into the category
- Business Illegal activities Should not be engaged in
Documents required for Mudra Loan Online Apply
Documents below will be required at the time of loan application:
- Aadhar card (Identification proof)
- PAN card (Economic Identification)
- Passport Size Photo
- Business plan or project report
- Bank statement (Last 6 months)
- Permanent address proof (Ration card, electricity bill)
- If you are already doing business then his Registration certificate
Interest rate and EMI details of PM Mudra Loan
Interest rate on loan under this scheme is almost 10% annual it occurs. An approximate EMI table below is being given:
| Loan amount | Interest rate | Tenure | Estimated Monthly EMI |
| ₹ 50,000 | 10% | 2 years | Around ₹ 2,300 |
| ₹ 2 lakhs | 10% | 3 year | Around ₹ 6,450 |
| ₹ 5 Lakh | 10% | 5 years | Around ₹ 10,624 |
| ₹ 10 Lakh | 10% | 5 years | Around ₹ 21,248 |
Note: EMI can vary depending on the bank’s policy, credit score and other factors.
Which banks and institutions can take Mudra loan
Loan institutions under Pradhan Mantri Mudra Yojana:
- All Public Sector Banks
- All Private Sector Banks
- Grameen Bank (Regional Rural Banks)
- Micro Finance Institutions
- NBFCs (Non-Banking Financial Companies)
Precautions related to PM Mudra Loan Yojana
- For loan Correct and accurate document Submit only
- Application canceled after giving incorrect information Can be done
- Business plan should be clear and realistic
- It is mandatory to fill EMI on time, otherwise Credit score may be bad
Application Process for PM Mudra Loan (Online & Offline)
Online application process
- First of all www.udyamimitra.in or your Bank’s website Go to
- Login / Register
- Mudra loan online apply Fill the form
- Upload the required documents
- Submit the application and note the reference number
Offline application process
- Go to your nearest bank branch (Public/Private/Gramin Bank)
- From there PM Mudra Loan Get the form of
- Fill the form and submit it with all the documents
- Bank officials will check your eligibility and documents
- After approval, the loan amount will be transferred to your account
Important links
conclusion:-
Thus Mudra loan online apply There is a golden opportunity for all those on their own Self -employment or business Want to start but Shortage of economic resources Due to this, they are not able to do this. If you too Want to be self -sufficient And if you want to identify yourself, then definitely take advantage of this scheme.
FAQ’s ~ Mudra Loan Online Apply
Question 1: Does any guarantee or collateral have to be given to take a currency loan?
Answer: No, in this plan No security or collateral Not required.
Question 2: Can students take loans under Mudra Yojana?
Answer: Yes, if the student has a good business plan and is above 18 years, then he can apply.
